Company · Methodology

How we list, verify and match payment providers

Every provider on Approvd is described with the same fields and matched with the same rules. This page explains what we collect, what “Verified” means, how matches are ranked and how we keep the data current.

What we collect from each provider

Providers describe their appetite on one standard profile, so you can compare them like for like:

Provider profile fields
FieldWhat it means
Verticals acceptedIndustries the provider actively onboards
Licences acceptedMerchant licences it accepts, for example MGA, Curaçao or CySEC
Markets servedCountries and regions where it can take payments
Pay-in and payout methodsCards, local methods (UPI, PIX, SPEI, SEPA) and crypto
SettlementCurrencies, including stablecoins, and settlement cycle
Volume rangeMinimum and maximum monthly volume it takes on
Pricing and reserve rangesIndicative ranges; final terms come from underwriting
OnboardingTypical days to go live, documents, and whether new merchants are accepted

Fields shown as “On request” have not been confirmed by the provider yet.

What “Verified” means

A Verified badge means we have:

  1. Checked the company’s registration and the licences or registrations it states, on the public register where one exists
  2. Spoken with the provider’s team
  3. Received its appetite (verticals, licences, markets, methods, volumes) in writing
  4. Re-confirmed the profile within the last six months

Pending means the profile is based on the provider’s own information and we have not finished these checks. Verification is about the listing being accurate. It is not an endorsement or a guarantee that a provider will approve you.

How matching works

Matching, including the Find my provider quiz, runs in two stages.

1. Hard requirements

A provider is only shown if it accepts your vertical and serves your main market. If a volume range is published, your monthly volume must fall inside it.

2. Fit score

How matches are ordered
SignalEffect on order
Payment methods you need that the provider supportsMore overlap ranks higher
Your licence is on its accepted listRanks higher
Payouts supported when you need themRanks higher
Verified profileRanks higher than Pending

Nothing else affects the order. Fees paid to Approvd and ownership never change the score. Ties are shown in alphabetical order.

Merchant requests board

The merchant requests board shows anonymised demand so providers can see what merchants need. We publish vertical, licence type, markets, volume band, payment methods and need. We never publish merchant names, websites or contact details.

Sample listings

While we onboard our founding providers, some listings are marked “(demo)”. These are examples for illustration only. Pages that contain sample listings are kept out of search engines until the data is real.

Updates and corrections

Providers can update their profile at any time, and we re-confirm verified profiles at least every six months. If you see something wrong, tell us and we will check and correct it.

How we earn money is explained on how we get paid.

See which providers fit your business.

Answer six questions and see matching providers. Nothing is shared without your approval.

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