Exchanges
Spot and derivatives exchanges needing card and bank deposits plus fiat withdrawals.
Crypto payments
Fiat payment providers for crypto exchanges, wallets and ramps
Exchanges, wallets, OTC desks, on/off-ramps and Web3 platforms: get matched with providers that accept crypto businesses for card and bank deposits, fiat payouts and stablecoin settlement.
- 6Markets covered
- 4Licence types
- 7Payment rails
CardsSEPA InstantFaster PaymentsPIXSPEIUPIWireMiCA CASPFCAFinCEN MSBFIU-IND
- Your consent before any sharing
- Verified providers, no paid rankings
- We never hold your funds
What is a crypto payment provider?
For crypto businesses, a payment provider is the PSP, acquirer or banking partner that moves fiat money in and out: card and bank deposits to buy crypto, and fiat withdrawals when users sell. Many banks and mainstream gateways restrict crypto, so exchanges and ramps rely on providers with a specific crypto appetite.
Providers focus on your registration or licence, such as a MiCA CASP authorisation in the EU or a local VASP registration, and on your AML programme: KYC, transaction monitoring, sanctions screening and Travel Rule compliance. Fiat coverage is usually built from several partners, for example cards from one acquirer, SEPA from a banking partner and local methods in LATAM or Asia from APM providers.
What providers check before onboarding you
- Licence or registration (MiCA CASP, local VASP registration, FinCEN MSB, FIU-IND)
- AML/CFT programme, transaction monitoring and sanctions screening
- Travel Rule compliance and blockchain analytics provider
- Products offered: exchange, custody, OTC, on/off-ramp, card
- Volume by fiat method, average ticket and user countries
- Banking history and any previous provider closures
We collect all of this once and send each provider exactly what its underwriting team needs.
Who we place in Crypto
On/off-ramps
Ramp providers embedding fiat purchase and payout into wallets and apps.
Wallets & Web3 apps
Non-custodial wallets, NFT and Web3 platforms adding fiat buy and sell.
OTC desks & brokers
High-ticket bank transfers and fast settlement for institutional clients.
Fiat rails crypto businesses need, by market
Coverage differs by provider. We only match you with providers that support the markets and methods you need.
| Market | Common methods | What providers look for |
|---|---|---|
| Europe | Cards, SEPA Instant, open banking | MiCA CASP authorisation increasingly required |
| United Kingdom | Faster Payments, cards | FCA cryptoasset registration expected |
| Brazil | PIX | High demand for instant crypto purchases |
| Mexico & LATAM | SPEI, PSE, cards | Strong remittance and stablecoin use |
| India | UPI, IMPS, bank transfer | Crypto platforms must register with FIU-IND |
| Global | Wire, stablecoin settlement (USDT, USDC) | Used for OTC and treasury flows |
We only place crypto businesses that are licensed or registered where they operate. We do not work with mixers, privacy-coin services built to avoid AML checks or unregistered platforms.
Common Crypto payment problems, and how we fix them
Banking partner exits
Crypto businesses lose banking partners without warning. Redundant fiat partners keep deposits and withdrawals running.
Card approvals low
Many issuers block or score crypto purchases. Local bank rails such as PIX, SPEI and SEPA Instant often convert better.
Compliance questions
Providers expect a full AML file. Missing Travel Rule or monitoring details are a common reason for rejection.
How Approvd finds your Crypto payment provider
- 01
Prepare
One application with your licence, ownership, policies, markets and volumes. We flag gaps before any provider sees it.
- 02
Match
We shortlist two or three providers whose appetite fits your profile. You approve every introduction.
- 03
Compare
See fees, rolling reserve, settlement speed and currencies side by side.
- 04
Go live
The provider completes its own underwriting. We coordinate documents and integration, then help you add a backup.
Crypto payment provider FAQs
Which payment providers accept crypto exchanges?
Specialist high-risk PSPs, acquirers, banking partners and on/off-ramp providers accept crypto exchanges. They look at your licence or registration, your AML programme and your user countries. Approvd matches you with providers that already process crypto businesses like yours.
Do I need a licence to get a crypto payment provider?
In most cases, yes. Providers expect you to be licensed or registered where you operate, for example a MiCA CASP authorisation in the EU, an FCA cryptoasset registration in the UK, FinCEN MSB registration in the US or FIU-IND registration in India.
What is a fiat on-ramp provider?
A fiat on-ramp provider lets users buy crypto with traditional money, such as a card payment, bank transfer or local method like PIX. An off-ramp does the reverse, paying out fiat when users sell crypto. Many wallets and apps embed a ramp instead of building their own payment stack.
Why do card payments for crypto get declined?
Many card issuers block or flag crypto purchases because of fraud and chargeback risk, and some banks restrict them entirely. Adding local bank methods, using 3-D Secure and routing across more than one provider improves approval rates.
Can I get settlement in USDT or USDC?
Yes, several providers offer stablecoin settlement in USDT or USDC as well as EUR and USD. Tell us your preferred settlement currency and we will only match you with providers that support it.
What compliance documents do crypto payment providers ask for?
Expect to share your licence or registration, corporate and ownership documents, AML/CFT policy, KYC procedures, transaction monitoring and blockchain analytics setup, sanctions screening and Travel Rule approach, plus recent volumes and banking history.
Find Crypto payment providers that fit your business.
Tell us your licence, markets and volume. We reply with the providers that fit, and nothing is shared without your approval.